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小心“以房养老”为名的骗局
2019-11-28 10:22    梧州日报   

yifangyanglaoshiliyonglaorensuoyongyoudefangchanjiazhi,youqishisiwangzhihouzhufangshangcunyudejiazhi,tongguoyidingdejinronghuofeijinrongjizhidefangshiyitiqiantaoxianbianxiandeyizhongyanglaozhengce,yizairanglaonianrenlaoyousuoyi。danzaishijizhong,yixiebufafenzidazhe“yifangyanglao”dehuangzi,pianqulaorendexinren,ranglaorenjiangfangchandiyadaikuan,zuizhongdaozhilaorenlaowusuoyi。

以房养老的房子被起诉还债

yanglaotaitaijingrenjieshaolejiedaomoutouziguanligongsi,gaitouziguanligongsizhuying“yanglao”xiangguanxiangmu,bingxiangyangtaitaituijianleyikuan“zichanyanglaochanpin”。yanglaotaitaiyugaitouziguanligongsiqiandingzichanyanglaofuwuhetong,yuedingyouyanglaotaitaidefangzizuoweidiya,jiekuan327wanyuanyongyuyanglao,touziguanligongsimeiyuexiangyanglaotaitaizhifu16350yuanyanglaojin,bingdaiyanglaotaitaixiangchujierenchanghailixi。suihou,yanglaotaitaiyuwuxianshengqiandingjiekuanhetong,jiekuan327wanyuan,shuangfangyuedinglixi,yanglaotaitaiyiqifangchandiyadanbao。

海南4+1raner,touziguanligongsizaizhifuyanglaotaitaijigeyueyanglaojin、daifubufenjiekuanlixihou,bianzhongzhilezheizhongxingwei。suihou,wuxianshengxiangfayuanqisuyaoqiuyanglaotaitaichanghaijiekuanbingshixianduifangwudediyaquan。

海南4+1yanglaotaitaishizenmexianrurucikunjingde?kansiyiqiezhengchangdejiaoyixingweixiayouyinzanglezenyangyigepianjuni?

“养老公司”的骗局模式

海南4+1xiamianlaijiegouyixia“yifangyanglao”depianjumoshi。

海南4+1shouxian,yixieyanglaogongsidazhe“yifangyanglao”deqihao,zailaorenmijidexiaoqulixuanchuan,huozhekaishebaojianpingongsi、yanglaoqixiegongsi,chuixuyifangyanglaodehaochu,qiangdiaofangzidiyadaikuanzhihou,yanglaogongsimeiyuezhifugudinglixi,lixiyifangjiaguzhiweijishu,bingdaitilaorenxiangchujiekuanxiangderenchanghailixi,laorenbuhuichengdanrenhefengxian。

qici,yanglaogongsihuijieshaolaorenrenshichujieren,ranglaorenyuchujierenzhijianqiandingjiekuanhetong,bingjiangfangzibanlidiya。yanglaogongsidailinglaorenqugongzhengchubanlizhaiquangongzheng,rulaorenweiyuehaikuan,zezhaiquanrenkeyizhijiexiangfayuanshenqingzhixing。zheili,mouxieyifangyanglaodeanlizhong,yanglaogongsihuiweilaorendezhaiwushedingfandanbao,congerdaxiaolaorendegulv。

海南4+1zaici,yanglaogongsijiangchujierenzhuandaolaorenzhanghudejiekuanzhuanzou,ranhoumeiyuexianglaorenzhifugudingshouyi、tilaorenchanghaijiekuanlixi。danshi,guoyiduanshijianhou,yanglaogongsihuoturan“xiaoshi”,huozijinlianduanlie,tingzhiweilaorenhaikuan,“yifangyanglao”baolei。cishi,jiekuanrenyaoqiulaorenhaikuan,laorenchengweizhaiwuren,ruwulihaikuan,zezhinengyifangdizhai。

识别“以房养老”骗局

海南4+1“yifangyanglao”pianjujuyouyinmixing,dancongbiaomianshanglaikan,haowuloudong,maosimeiyiliantiaodoushihefaheguide。dantongguozhengliduoqianli,keyifaxian“yifangyanglao”cunzairuxiawenti:

yishi“yifangyanglao”defangjiaguzhiguodi、lixiguogao。dezhuyideshi,yanglaogongsibujintilaorenchanghaigaoangdejiekuanlixi,tongshihaixianglaorenzhifugudingdeyanglaojin,yanglaojinyifangjiaweijisuanjishu,nianlilvzai6%-10%zhijian。zheiyang,yanglaogongsixuweilaorenzhifunianlilvgaoda20%delixi,erwoguoyinxingdaikuanlilvyibanzai4%zuoyou,yanglaogongsigaolixi、difangjiadexingweicunzaikeyihebuhelizhichu。

海南4+1ershihetongneirongburanglaorengaodong。shouxian,laorenqianshudehetongshuliangduo,shejijiekuanhetong、diyahetong、fandanbaohetong、yifangyanglaofuwuhetongdeng,laorengenbenwuxiaxikan。qici,hetongdeneirongyeshihuisenandong,shejidaliangdezhuanyeshuyu,ru“yunyanglao”、“zichanyanglao”、“jixinzhi”deng。zaihetongqiandingdeguochengzhong,yanglaogongsiburanglaorenxixiyueduhetongneirong,gengbuhuiduihuisenandongdecijuzuochujieshi,zhishiranglaorenqianzi。

sanshigongsideyinglimoshibufuhejingjiluoji。yiyanglaogongsideshuofa,qijiekuandemudeshiweileshanyangtouzidelaoren,mudejuyougongyixing。danshiqishanyanglaorendezijinlaiyuanweihe?qiyinglimoshiweihe?yanglaogongsiruheweichigongsidezhengchangjingyingyunzhuan?youruhezhifugaoangdejiekuanlixi?quewucongjieshi。

老人和子女都要有防范意识

weifangzhilaorenxianru“yifangyanglao”xianjing,zaicitixingguangdalaonianqunti:

yishiyaotigaofangfanyishi,bukangongsijingyingdeyeji,bukangongsijingyingdebangonghuanjing,ershiyaokansuoqianshuhetongdeneirong,liqinghetongguanxi,yaokangongsidejingyingzizhi,liyongwangluomeitichakangongsishifouzhengchangjingying,shifousheanshesu,yaokanqijingyingdexiangmushifoujingguopizhun、beian。buyaoqingxinliyixunuo,guogaodeliyixunuobuyaoxiangxin。

ershiyaoliucunzhengju,jijiweiquan。zhongdianyaoliucunqisuoqianshudehetong,zhuanzhangpingzheng,renpingyanglaogongsiruhejieshi,hetongyidingyaozijiliucun,buyaoqingyizhuanzhangjiyanglaogongsi,ruzhuanzhang,zuihaorangqichujujietiao、jieju。yidanfaxiangongsiweiyue、paoludengjixiang,yidingyaojishibaoan,jijiweiquan。

sanshiyaoxuehuizhisun,buyaoxincunjiaoxing。rufaxiangongsituoyanzhifulixi,yi“zanshizhouzhuan”dengjiekoutangsai,yidingyaogaodujingti,nenggouchouhuibenjinde,jishisuohuibenjin,buyaoxincunjiaoxing。

(ju《jingjicankaobao》)

编辑:钟笑莹

海南4+1 wuzhoulingjulikehuduan

 
 
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